Smart Accounting.
Instant Funding.
Grow Faster with
Dhan IQ
India's first Fintech Digital Solutions app for MSMEs that automates your books and checks your loan eligibility in real-time.
The "India MSME" Advantage
The smartest accounting app for MSMEs that also tells you your loan eligibility and improves your chance of getting finance.
Automated GST & Tax Reports
Stop worrying about deadlines. Generate all your GSTR reports with one click.
Smart BRS (Bank Reconciliation)
Upload your bank statement in Excel and let DhanIQ match your transactions automatically.
One-Tap Financial Reports
From P&L statements to Balance Sheets, get professional reports tailored for Indian compliance.
Don't just manage
money. Access it.
Most accounting software only tells you what you spent. Dhan IQ tells you what you can borrow. Our proprietary tool analyzes your real-time data to show you exactly how much funding you qualify for — instantly.
Zero Credit Score Impact
Unlike traditional bank inquiries, checking your eligibility is a "soft check" that won't hurt your CIBIL score.
Cash Flow Insights
Track real-time inflows and outflows to forecast runway, maintain liquidity, and demonstrate solid debt serviceability.
Lender-Ready Pack
Export audit-ready documentation with all the tax and BRS reports banks demand, in one click.
No more guessing
No more guessing games with banks. Know your credit worthiness before you even apply.
From Bookkeeping to Bank-
Ready in 3 Simple Steps
Stop guessing your creditworthiness. Use Dhan IQ's proprietary
engine to see what lenders see—instantly.
Automated Sync & Analyze
As you use Dhan IQ for your daily invoicing, expenses, and BRS, our proprietary engine securely analyzes your cash flow patterns. No extra paperwork is required; your data is already working for you.
One-Tap Eligibility Check
Hit the "Check Loan Eligibility" button. Our tool instantly evaluates your GST filings, bank statements, and turnover trends against the lending criteria of India's top banks and NBFCs.
Get Your "Growth Score" & Offers
Receive a real-time report showing your maximum loan limit and the types of funding (Working Capital, Term Loan, or Overdraft) you qualify for. You walk into the bank with data, not just hope.
Choose Your Dhan IQ Plan
All plans include complete access to GST billing, multi-account banking, automated financial reports, loan eligibility calculator, and compliance tools.
Try Dhan IQ Free for 14 Days After Registration
Get 100% full, unrestricted access to all 17 system modules, GST invoicing, automated financial reports, and banking tools completely free of charge upon signing up. Upgrade to a paid plan anytime!
Included Features & Modules
Every plan comes with 100% full, unrestricted access to all system modules
Propeller of
Financial Growth.
Dhan IQ is the flagship product of Dhanvridhi System Private Limited. Our name, Dhanvridhi (Growth of Wealth), is our mission.
We built this system to bridge the gap between complex Indian accounting and the capital MSMEs need to scale. Every feature is designed with the Indian entrepreneur in mind—from GST compliance to instant loan eligibility.
Industry-Grade Security.
Your financial data is protected with industry-leading security standards
ICAI Compliant
Built following the standards set by the Institute of Chartered Accountant of India
Built for India
Every feature designed specifically for Indian MSMEs and compliance.
Made In India
Made in India with love for Atmanirbhar Bharat
Frequently Asked Questions
Everything you need to know about DhanIQ
DhanIQ is a business financial management platform designed to help MSME owners understand their business performance, manage financial information, improve decision-making and become better prepared for growth and finance opportunities.
DhanIQ automates many everyday accounting and bookkeeping tasks, making financial management simpler. However, you can still work with an accountant whenever professional advice is needed.
Your business information is securely stored and protected using modern security practices so that your financial data remains private and protected.
You can import your existing business records using supported formats such as Excel or CSV. DhanIQ helps you organize your existing financial information without entering everything manually.
DhanIQ is designed primarily for Micro and Small Enterprises, business owners and entrepreneurs who want better visibility and control over their business finances.
No. DhanIQ is designed to present important business and financial information in a simple and easy-to-understand format, helping business owners make informed decisions without needing advanced financial expertise.
The dashboard helps you understand key areas of your business, including business performance, cash position, profitability, receivables, payables and overall financial readiness.
No. DhanIQ is designed to strengthen the relationship between business owners and their Chartered Accountants by providing better visibility, organised information and improved reporting.
Yes. DhanIQ helps businesses organise financial information and improve their financial readiness, making it easier to prepare the information required for banks and other financial institutions.
Depending on the services available, DhanIQ can support management reports, MIS and CMA-related reporting, compliance-oriented information and finance-readiness documentation.
Yes. DhanIQ is specifically designed with MSMEs in mind, making financial management and business monitoring more accessible for small and growing enterprises.
The standard subscription price is ₹999 per month. As an introductory launch offer, the first 1,000 customers can subscribe for ₹499 per month, subject to applicable terms and conditions.
Simply register and download the app from the play store and start using it with the help of our video tutorial guide.
Ready to Simplify Your
Business Finances?
Manage your accounts effortlessly, understand your financial health, and take the next step toward business growth.